This is not financial advice. You need to do your own research and see what products are right for you. Figures correct when published on 1st June 2025.
Personal Saving Allowances
- Basic rate tax payers can earn £1,000 of interest on savings per tax year.
- Higher rate tax payers can earn £500 of interest on savings per tax year.
- £20,000 is the total you add to all of your ISAs per tax year, but you can now open as many as you wish. Lifetime ISAs are limited to £4,000 per year.
Top Easy Access
- Nationwide (existing member) 5% | fixed for 18 months and no access to the money during this term.
- Chip (Flexible ISA) 4.99% | 4.06% variable + 0.93% 1 year bonus for new customers
- Plum (ISA) 4.98% | 3.29% variable + 1.69% 1 year bonus for new customers
- Atom Bank (Rate falls in months you withdraw) 4.75%
- Vida Savings (Limited withdrawals) 4.63% | Rate falls after 4 withdrawals.
Top Regular Savers
- First Direct 7% | up to £300 per month
- Co-operative Bank 7% | up to £250 per month
- Virgin Money 6.5% | up to £250 per month
- Nationwide 6% | up to £200 per month
- Skipton Building Society 6.25% | up to £250 per month
To get this loyalty account must have been a member since before 20 Jan 2025. These loyalty offers come up often. Take advantage of future offers by putting £10 in an easy access account.
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